TransUnion

TransUnion is a credit reporting company that collects and sells information about people's credit histories and payment behavior. Banks, credit card companies, insurers, and other businesses use TransUnion's credit reports and scores to decide whether to lend money to someone or what interest rate to charge. The company also offers identity verification, fraud detection, and debt collection services to businesses, and provides credit monitoring and identity protection services directly to consumers. TransUnion operates in the United States and internationally.