LexinFintech Holdings Ltd.

LexinFintech operates Fenqile, an online platform in China that lets people buy electronics, home appliances, and other merchandise and pay for them in installments instead of all at once. The company also runs Juzi Licai, an online investment platform, and provides technology services to banks and other financial institutions, such as checking whether borrowers can repay loans and collecting payments. They make money by charging fees for these services and from the loans themselves.