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Glossary

Overvalued and Undervalued

Words for a claim that a price sits above or below what somebody believes a business is worth, which is an opinion rather than a measurement.

Both words describe a gap between two numbers. The first is the price, which anybody can look up. The second is a value, which nobody can, because it comes out of a model of what the business will earn in future and an assumption about what the market will pay for those earnings. Both halves of that are estimates made by a person.

So the words belong to whoever said them. An analyst who calls a stock cheap is reporting the output of their own model, and a second analyst with different assumptions produces a different answer about the same company on the same day. The word sounds like a property of the stock and is really a property of the argument behind it.

ConvictionStocks does not apply either word to a particular company. The figures on a company page describe what is being paid relative to earnings, cash flow or assets, and the reader is the one who decides what to make of that. A page that graded the number would be publishing a verdict, and the numbers we hold are the same numbers everybody else has.

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